Sunshine Loans

Apply for a quick loan in only minutes: Sunshine Loans provides modest payday loans between R500 and R4000. Direct Debit payments are deducted from your account on the day you are paid on a particular date each month. The application procedure is brief and straightforward. During business hours, applications are normally processed and approved in less than sixty minutes. Depending on your bank, the funds might be in your account by the end of the business day.

What are the advantages of Sunshine Loans?

They are a quick loan lender.

The completion of their application form should take no more than 5 minutes. Typically, they would complete your loan, and the funds would be sent into your bank account by the end of the business day. That is a very quick loan.

Everything is done online.

No longer do you have the time to cope with laborious loan procedures. Gather your bank information and SAID, and you’re ready to go. You may apply at any time, since they are continually accepting applications. When unforeseen circumstances arise, Sunshine Loans is aware that things do not always go as planned, that things might get difficult, and that planning does not always work out. Their cash loans are not like credit cards or other types of revolving credit; you get the money quickly, and you repay it quickly as well. If you need us again, just log in and submit an application for a quicker loan.

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Dedicated to financing responsibly

They take their responsibilities seriously and will not give you money if you cannot return it.

Values client satisfaction

Not because it is a modest debt does it become unimportant. If you need to know your current amount, the status of your loan, your payback dates, or if you want to apply for another loan, you may access all of this information in their protected client area. Alternately, you may reach us by phone at (021) 888 5600 or by chat during office hours.

Your credit history has flaws

Generally, you do the right thing and pay off your debts, although this might take some time. Sunshine Loans will not punish you if you’ve had any misfortune or if your credit file is not flawless. They are looking for recent payback history and affordability.

Who is eligible to apply for a Sunshine Loan?

Essential prerequisites to be qualified for a loan. You should be:

  • Over the age of 18
  • A citizen or permanent resident of South Africa
  • Be employed and have a steady source of income.

Some of the services that Sunshine loans provide

Payday loan: Payday loans are modest, short-term, unsecured loans made to consumers in the event of a momentary financial need. Our payday loans vary from R500 to R4000 and are repaid by direct debit on your following paycheck.

Cash advance: A Cash Advance loan is often a short-term, sub-R4000, seven-week loan.

They function similarly to payday loans in that the money are often available for withdrawal on the same day and the payback is automatically deducted from your account on your next paycheck.

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Short-term loans: Our minimal period for short-term loans is four days. Our loans are always repaid in installments. Our loans are often arranged over a period of two to three months, and this is what consumers typically refer to when they speak about short-term loans.

Personal loan: Personal loans from Sunshine Loans are unsecured loans of up to R4,000 that may be used to cover unexpectedly high bills in the near future. In order to mitigate the impact of this one-time occurrence, repayments are taken from future income payments in reasonable increments.

Sunshine Loans contact details

Email: [email protected] Address: 25 Quantum Street Technopark, Stellenbosch 7600, Western Cape Telephone number: 0870 579 993‬